
	Securing financing is just one aspect of getting into a new home. We are experienced at aiding both new and experienced buyers alike in all areas of real estate. Call us today at (301)862-2169, x5155 if your needs include a professional REALTOR^® experienced at the business side of buying and selling.

Do you wish to finance a new home? We can help.

Feeling lots of anxiety over getting financing for a home purchase? You don't have to be. Being close with a lot of lending companies in the area has helped us learn a lot of the things that will make the loan application process pretty simple.

1 – Put together a list of questions regarding your loan program

Be sure you have a list of questions if you don't fully understand the ins and outs of the different loan programs. It's a challenge understanding the characteristics of fixed and adjustable rate mortgages. We or one of our lender contacts can help you understand the advantages and disadvantages of each one.

2 – Determine when to lock

Locking in the interest rate denotes that a lender guarantees the mortgage interest rates for the loan – ordinarily at the time the loan application is presented. By floating the rate, you can lock the rate at any time between application and issuance of closing documents. Those who opt to float presume the interest rates will fall in the near future.

3 – Determine if you want to pay additional points to decrease your rate

Generally, you can decide to pay additional points to lower the rate of your loan. Each point is 1 percent of the loan and is payable in cash at closing. Click here to use our points calculator. This tool will help you decide if purchasing points is the best option for you.

4 – Gather your paperwork

Acquiring a loan requires lots of paperwork, so you should take some time to get all your documentation together. Click here to preview typical questions you'll have to answer on a loan app.

Looking to Buy?

Did you know that, as a buyer, you don't pay our commission? If
you choose to have us work as your Buyer's Agents, we represent
only YOUR best interests and the seller pays us to do it! So let's
start looking for your next home!

We'll just need a little information from you. Please complete and
submit the form below. We'll start searching right away!

Your Contact Info

*Name:
*Email:
*Phone:
Address:
City:
State:
Country:
Zip/Postal Code:
Additional Comments or Questions:

What are you looking for?

Your Price Range:
Number of Bedrooms:
Number of Bathrooms:
Size in Square Feet:
Lot Size:
Age of Home:
Style of Home:
Detached or Townhouse/Condo:
Preferred Areas/Neighborhoods:
Miscellaneous Features:
Why Are You Moving?:
Where Are You Moving To?:
When Are You Moving?:
When Are You Available To View Homes?:
How Long Have You Been Looking?:
Do You Own or Rent?:
Have You Spoken with a Lender?:
Have You Ever Owned a Home?:
Would You Like A "Relocation Packet" Via Mail?:
*Working with Another Realtor?:

Note: Fields with an * are required